Buying your first home can feel out of reach when house prices keep rising. At Khells Estates, we believe everyone deserves the chance of achieving their desires of getting on the property ladder, not just those with perfect circumstances. That’s why we offer a pathway that lets you move into your future home, while helping you build up your deposit over time.
Who This Helps
People who can afford monthly payments but struggle to save.
Renters stuck in a cycle where saving feels impossible.
Young families looking for stability.
Anyone dreaming of getting onto the property ladder.
How It Works
1. Pick a Home You Can Imagine Yourself In
We’ll show you the homes available through our First-Time Buyer pathway - fully refurbished, safe, and ready to move into.
2. Move In Without a Big Deposit
Instead of needing a large lump sum upfront, you move in with a much smaller commitment.
3. Build Your Deposit While You Live There
Each month, a portion of your payment goes toward your future deposit. You're living in the home you’re working toward owning - building towards your dream step by step.
4. When You’re Ready - You Buy the Home
Once you’ve saved the agreed deposit amount, you can apply for a mortgage and buy the property. No bidding wars, no being priced out, just a clear and achievable path from renting to owning.
Why Choose This Pass
✔ Move into your future home now .
✔ Fair & transparent structure you’ll always know what part of your payment is building your deposit.
✔ Supportive, we work with you. No stress and no judgement.
✔ Designed to help people with everyday challenges.
First-Time Buyer Application Form
Before You Apply!
Our First-Time Buyer Pathway is designed to help people who are struggling to get on the property ladder. To make sure we can help you, every application is reviewed against our criteria. Only successful applicants who meet the requirements will be accepted onto the scheme - but we aim to help as many people as possible.
Phone: 07749 666080
Email: enquiries@khellsestates.com